Contact

To be approved for a loan, you must provide lenders with your proof and information to address the following questions:

1. Are you a legal U.S. resident?

2. Are you 18 years or older?

3. Do you have valid contact details?

4. Are you legally employed, and do you have a steady income?

5. Do you have an active bank account for direct deposit?

On a case-by-case basis, lenders may request more information from applicants like pay stubs, credit scores, etc., for more clarity.

When you make your request on Vista Cash Loans we collect your information to process it and find the right loan provider for you. We use industry-leading technology to encrypt your data to ensure that your information is secure and privacy is protected.

The entire application and approval process can take as little as 24 hours or a full business day. The process looks a little like this: Applying for a short-term loan takes only a few minutes. Then, it takes less than an hour to process your application request and connect you to a lender. As soon as the lender is satisfied with the applicant’s information, they can approve or deny your request. If and when the application is approved, the lender will provide the applicant with a loan agreement. Then, the applicant must review the terms and conditions and make their credit decision. If rejected, the applicant can repeat the loan request. If accepted, the loan agreement will be e-signed, and the loan amount will be sent to the borrower’s direct deposit account.